Instructions
Calculate your budget and choose a policy that offers a deductible you can afford. Many owners could cover a medical emergency of up to $1,000 but are not equipped to handle anything beyond that.
Ask local veterinarians about plans. Most veterinarians have brochures for insurance plans and can give you contact information. Local animal shelters can tell you what plans are available.
Research plans. Call and speak with sales representatives about what plans they offer. Some will cover accidents, while others focus on illness and offer no accident coverage. More expensive plans usually offer a combination of illness and accidental coverage.
Find a plan that fits the age of your pet and will continue to as your pet matures. A puppy can be insured at eight weeks of age, but the plan can change throughout its life. And senior pets often have their own needs.
Consider a pet insurance plan that covers third-party liability damage if you rent your home. This will cover any damage your pet might cause.
Schedule a veterinary appointment to microchip your pet so it can be located and receive quality health if it gets lost.
How to Select Pet Insurance
Many pet owners face high medical costs when their pet ages, gets injured or develops a medical problem and veterinarians often expect full payment at the time of service. Sadly, many people must euthanize their beloved pet due to a lack of funds. But insurance options exist that can help pet owners handle medical costs. With a diverse range of plans available, it's never been easier to find pet insurance.