Instructions
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Talk with your vet to find out if he has any recommendations. Vets and their staff are likely to be able to give you reliable references, along with contact information.
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2
Take into account the special health conditions unique to bulldogs, and shop for a policy that will cover these conditions. The unique shape of their faces and small windpipes make them more prone to respiratory and even heart problems. Their short hair makes them vulnerable to skin problems (from a few pimples to eczema), and their top-heavy bodies cause complications with their digestive systems.
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Get price quotes and compare costs and benefits. The average insurance cost for a bulldog is between $25 and $50 per month, and some plans have a yearly deductible of $125. Bulldogs are usually slower to mature and quicker to age, and the costs can be a bit higher than other dogs. It also depends on their age and health when you sign up.
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Search for an all-inclusive policy: preventative care, dental care, neutering or spaying, check-ups, and of course accidents and illnesses. Many offer several coverage packages allowing you to customize your bulldog's plan and add coverage for such things as cancer.
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Carefully read through the exclusions. A lot of companies won’t cover pre-existing conditions. It is very common for the provider to exclude coverage for problems that are considered genetic or inherent in the particular breed (skin fold dermatitis in bulldogs, for example).
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Take note of waiting periods in a policy. The waiting period can be from 3 weeks to over 6 months before the policy is activated, and a lot can happen to your bulldog in 6 months.
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Remember that in any policy, you have to pay the vet up-front and send an invoice to the company for reimbursement after.
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