How to Find Pet Insurance Rates

Purchasing pet insurance is a way to reduce veterinary fees and provide high-quality veterinary care for your pet, especially during times of illness or injury. Finding the best pet insurance rates will reduce your yearly expenses. However, the lowest pet insurance rates may not provide the best policy for you and your pet. The age of your pet, his current health and pre-existing health conditions, will play a role in determining the cost of pet insurance. A little research is all it takes to find pet insurance rates that suit your budget and the health requirements of your pet.

Instructions

    • 1

      Request instant quotes from pet insurance websites. Focus on sites that provide pet insurance plans that work for you and your pet. Keep notes of what each plan offers, the deductible and the monthly cost of the pet insurance rates.

    • 2

      Call the insurance company and discuss the quote with a representative. Ask if they offer any discounts to clients who focus on preventive care, pay insurance fees in lump sums or have multiple pets needing coverage. Additionally, inquire whether there are any hidden fees and which procedures are not covered through insurance.

    • 3

      Compare pet insurance rates and their coverage. Ask the representative with the best plan if he is willing to match the lower rates of a competing plan.

    • 4

      Check the reliability of the pet insurance companies. Look up your top picks on the Better Business Bureau website to see their rating. Your veterinarian will also have experience with the quality of service different insurance companies provide.

    • 5

      Review the insurance plan with your veterinarian and ask if it covers the majority of services your pet may need. If it does not, ask the insurance company if they would be willing to include these additional services.

    • 6

      Purchase the insurance plan that best suits your pet's needs. Enjoy the peace of mind that your pet has veterinary care for all stages of her life.