Insurance for Dog Bites

Your dog may be gentle with you, but when startled or threatened he may bite to protect himself. State Farm Insurance says that anywhere from 500,000 to 1 million dog bites requiring medical attention. Because of this many dog owners opt to have insurance to protect themselves.

  1. Function

    • Vetinfo says, that having insurance for potential dog bites may protect you from all costs related to the bite, including medical costs.

    Features

    • Insurance costs rise after your dog has bitten someone.

      According to Vetinfo, if you dog has not bitten someone, potential bites are covered under standard insurance policies for homeowners and renters.

    Considerations

    • Insurance often proves more expensive if your dog has already bitten someone, says Vetinfo.

    Warning

    • "Umbrella policies" are available for dog bites, says Vetinfo, but this type of insurance costs more than a regular policy.

    Identification

    • Some breeds are more expensive to insure, including pit bulls, Rottweilers, chow chows, German shepherds, Siberian huskies, Alaskan malamutes, Doberman pinschers, Presa Canario, bulldogs, Great Danes, boxers, Akitas, and wolf hybrids, says Insure.com.