Liability Insurance for Pet Sitters

Many professional pet sitters purchase liability insurance to protect and indemnify them in case the pet owner claims the sitter was negligent. Different liability policies may provide different levels of protection for different types of claims.

  1. Liability Issues Related to the Pet

    • Pet sitters care for a variety of different animals, including cats and dogs. Pet sitters may walk, groom and feed the animals. A pet sitter who does not properly care for the animal may be negligent.

    Other Liability Issues

    • Pet owners frequently provide pet sitters with keys to the home. A pet sitter who damages property in the home or leaves the door unlocked, allowing another to damage the home, may be negligent.

    Terms of a Standard Liability Policy

    • Business Insurers offers a standard pet sitter liability policy. According to the company's website, petsitterinsurance.com, the policy offers $2,000,000.00 in total liability protection, limited to $1,000,000 per occurrence or event.

    Special Coverage for Pet Sitters

    • The Business Insurers' policy provides coverage for damage to any property in the sitter's care or custody, including but not limited to the pet. The policy also covers lost keys and will pay up to $2,500 to re-key customer's locks.

    Pet Sitters Associates, LLC

    • Pet Sitters Associates, LLC is a professional organization that provides liability insurance to all members. The company website provides the terms and limits of the policy, which are similar to the Business Insurers' policy.