Black bears have a relatively high metabolic rate, which means that they produce a lot of heat. This allows them to stay warm even in cold climates. In fact, black bears can survive in temperatures as low as -40 degrees Fahrenheit.
Black bears also have a thick layer of fur that helps to insulate them from the cold. Their fur is made up of two layers: a dense undercoat and a longer, coarser outer coat. The undercoat helps to trap heat close to the bear's body, while the outer coat helps to protect the bear from the elements.
In addition to their high metabolic rate and thick fur, black bears also have a number of other adaptations that help them to stay warm in the cold. For example, they have a large body size, which helps them to retain heat. They also have a tendency to hibernate in the winter, when the weather is coldest. During hibernation, black bears enter a deep sleep and their metabolic rate slows down significantly. This allows them to conserve energy and stay warm until the spring.