However, it's possible that "speckled" is being used to describe a horse with:
* Roan: Roan horses have a base coat color mixed with white hairs, giving them a speckled appearance. There are different types of roans like bay roan, chestnut roan, and blue roan.
* Appaloosa: Appaloosas are known for their distinctive "blanket" pattern, which can be described as speckled, especially in the "leopard" appaloosa.
* Pintos: Pinto horses have patches of white and another color. These patches might appear speckled depending on the horse's specific pattern.
* Other patterns with white: Some horses may have white spots or patches on their coat that could be described as "speckled."
To understand what kind of horse is being referred to, it's important to get more context and possibly see a picture.
Can you give me more information about the horse you are thinking of? For example:
* What color is the horse?
* What is the size and shape of the "speckles"?
* Is there a pattern to the "speckles"?
* Do you have a picture of the horse?
With more information, I can help you figure out what type of horse is being described!