Parasites: If the lump on the neck of your Betta fish is small, round, and white, it may be a parasite. If this is the case, you will need to treat the fish with a parasite medication.
Tumors: In rare cases, a lump on the neck of a Betta fish may be a tumor. If the growth is large, dark in color, and does not go away after a few weeks, it is likely to be a tumor.
If you are not sure what is causing the lump on the neck of your Betta fish, it is best to consult a veterinarian.