Does homeowners cover loss of fish in stocked pond?

Typically, homeowners insurance does not cover the loss of fish in a stocked pond. It is important to check with your insurance company to confirm if your policy covers the loss of fish. Some insurance companies may offer endorsements or riders to cover the loss of fish, but these may not be available in all areas.

A separate insurance policy may be available to cover the loss of fish in a stocked pond. This type of insurance is typically known as farm insurance or agricultural insurance and is designed to cover various risks associated with agricultural activities, including the loss of livestock and damage to crops.

It is important to note that the coverage provided by farm insurance or agricultural insurance policies can vary significantly, and it is crucial to carefully review the policy terms and conditions before purchasing coverage to ensure that it meets your specific needs. Some policies may cover the loss of fish in a stocked pond, but may exclude certain types of fish or have limitations on the amount of coverage available.